Lines of credit, term loans, equipment financing and working capital for HVAC, plumbing, roofing, electrical and other home-service businesses. Banks want real estate. We work with funders that look at your deposits and your equipment.
Checking takes about 3 minutes and won’t affect your credit. No upfront fees.
FileFwd is a commercial financing brokerage, not a lender. We work with a network of direct lenders, banks and funders.
Start with the moment you are planning for. Then see structures worth discussing.
Look at equipment financing or a line of credit to get back on the road.
See my estimatePlan materials before the customer payment comes in.
See my estimateSee options for bridging a timing gap without missing a week.
See my estimateA line of credit may help with the periods when you need it most.
See my estimateFor a service van, bulk materials, a crew or a defined project.
See if I qualifyFor materials, emergency cash and day-to-day working capital.
See if I qualifyFor trucks, vans, diagnostic gear, jetting equipment and upfits.
See if I qualifyFor short-term gaps when another option does not fit. Review carefully.
See if I qualifyAbout 3 minutes. No credit impact.
When you want to move forward, share three to four months of bank statements. We submit a complete, authorized file the same day.
See offers side by side. Funding can follow after approval and signed documents, depending on the provider.
Not quite there? Talk to Amber anyway.
Payment estimator
Choose a funding type and adjust the inputs to understand how the payment schedule can change.
Hi, I’m Amber McCormick, founder of FileFwd Financial.
I help home-service business owners understand real financing options, put costs side by side, and decide with confidence when a truck, crew, materials or cash-flow need cannot wait.
Talk to Amber at (813) 665-9595No upfront fees. We're paid only if your financing closes: by the funding provider, by a success fee that comes out of the funding at closing, or both. You'll see the exact dollar amount in writing before you sign. How we're paid
Example scenarios. Figures are illustrative.
$45K equipment financing for a replacement service van.
Example scenario. Figures are illustrative.
$80K line of credit to cover materials and payroll while insurance claims pay out.
Example scenario. Figures are illustrative.
$25K line of credit for spring startup inventory.
Example scenario. Figures are illustrative.
Understand the terms before you sign anything. We keep the financing language plain.
See all FAQsWe are a commercial financing brokerage, not a lender. We help you understand options and connect your business with funding providers. Providers make the credit decision and set the final terms.
Keep the estimator anonymous, or share the basics so Amber can review your needs and get in touch. No credit pull or documents here.
Open the Apply page
FILEFWD FINANCIAL · FUNDING AT THE SPEED OF THE JOB.Tell Amber about your business and the funding you need. Required fields are marked *. Text consent and the additional context are optional.
No credit pull or document upload here. Please do not include Social Security numbers, dates of birth, bank account numbers or bank logins. Statements and IDs are handled through FileFwd’s secure upload link after the first call.
About 3 minutes. No credit impact. No upfront fees.
